2025年事实上已经是保单大重写之年；而从2026年开始，企业会逐步发现，自己买到的不是一张覆盖一切的AI风险保单，而是一张更窄、更贵、且附带更多前置条件的可承保风险。本文关心的不是保险公司如何用AI提效，而是反过来，AI如何重写保险的经营范式。风险从可分散变成同源聚合，黑箱把成本先推到辩护费用，责任链条在供应链里漂移。保险会从概率生意走向治理生意，定价权会从精算迁移到审计与红队证据链。
Moment of introspection aside, I’m not sure what the future holds for agents and generative AI. My use of agents has proven to have significant utility (for myself at the least) and I have more-than-enough high-impact projects in the pipeline to occupy me for a few months. Although certainly I will use LLMs more for coding apps which benefit from this optimization, that doesn’t imply I will use LLMs more elsewhere: I still don’t use LLMs for writing — in fact I have intentionally made my writing voice more sardonic to specifically fend off AI accusations.
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Reading English from 1000 AD
The cumulative effect of implementing all seven tactics is substantial. Each strategy individually improves your chances of appearing in AI responses, but they work synergistically when combined. Content that includes specific statistics, appears in community discussions, answers natural language questions directly, presents information in structured formats, exists consistently across platforms, shows clear freshness signals, and implements proper schema markup sends multiple reinforcing signals that AI models recognize and value.