第二百八十二条 除本法第二百八十一条规定外，保险标的发生全损，保险人支付全部保险金额的，取得对保险标的的全部权利；但是，在不足额保险的情况下，保险人按照保险金额与保险价值的比例取得对保险标的的部分权利。
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Even a few years ago, the scene would have been hard to imagine, considering the complexity of utility costs and the obscurity of state regulatory agencies. But rate hikes in Ohio and across the country have provoked frustrated consumers to demand answers.
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"[W]e let them know that it's okay if the first adult you reach out to isn't as supportive as you would have hoped," Ackerman said. "You continue to be persistent ... there are definitely supportive adults out there."